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Taxes & Finance
Modelo 210, IBI, ITP, wealth tax, double taxation treaties — practical guides to every tax obligation you face as a non-resident property owner in Spain.
Beckham Law: Spain's Special Expat Tax Regime
The Beckham Law lets qualifying expats pay a flat 24% tax on Spanish income for 6 years instead of progressive resident rates. Here's who qualifies and whether it's worth it.
Read guideFNMT Digital Certificate: File Spanish Taxes Online
The FNMT digital certificate lets you deal with Hacienda online — filing taxes, checking your tax file, and much more. Here's how to get one as a non-resident.
Read guideGermany–Spain Double Taxation Agreement: What Non-Resident Owners Need to Know
The Germany–Spain DTA determines which country taxes your Spanish property income. For German non-resident owners, Spain generally taxes property income — but there are important interactions with German tax.
Read guideIBI: Spain's Local Property Tax
IBI is the annual local property tax charged by your Spanish municipality. Every property owner pays it — resident or not.
Read guideITP: Property Transfer Tax in the Balearics
ITP is the main purchase tax on second-hand property in Spain. In the Balearics, rates are among the highest in the country — up to 13%.
Read guideIVA and AJD: Taxes on New-Build Property in Spain
Buying a new-build property in Spain? You pay IVA (VAT) instead of ITP, plus AJD stamp duty. Here's how both work in the Balearics.
Read guideModelo 030: Activating Your NIE as a NIF at Hacienda
Modelo 030 tells Hacienda your NIE is active and registers your address for tax purposes — essential before you can file Modelo 210 online.
Read guideModelo 210: Spain's Annual Non-Resident Property Tax
Complete guide to filing Modelo 210 — the annual tax every non-resident property owner in Spain must pay.
Read guidePlusvalía Municipal: The Hidden Tax on Property Sales in Spain
Plusvalía is a local tax on the increase in land value when you sell a Spanish property. It can come as a surprise — here's how it works and what you'll owe.
Read guideSelling as a Non-Resident: 3% Withholding and Capital Gains Tax
When a non-resident sells Spanish property, the buyer withholds 3% of the price and pays it to Hacienda. Here's how the 3% withholding works and how you reclaim any overpayment.
Read guideUK–Spain Double Taxation Treaty: Guide for British Non-Resident Owners
The UK–Spain DTA determines how your Spanish property income is taxed post-Brexit. Spain taxes it first; the UK gives a credit. Here's what British non-residents need to know.
Read guideWealth Tax (Patrimonio) for Non-Residents in Spain
Spain's wealth tax applies to non-residents on Spanish assets above €700,000. Mallorca and the Balearics have their own rates. Here's what you need to know.
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